Workers Compensation Insurance

Most small businesses aren’t required to have a workman’s compensation plan. It all depends on the number of employees you have.

You may not be required to have Workers Compensation Insurance, but that does not relieve you of the Liability of having employees. Whether you have 1 employee or 100,000, If an employee is hurt on the job in the course of their employment, the employer is liable. This includes any injury and even illness. Workers Compensation is the “Sole Remedy” to protect your business. Workman’s Comp laws were created to remove employment-related litigation from our court system and the legal cost associated with an employee having to sue an employer for their injury. If an employer complies with Workman’s Comp laws then the employer is shielded from any potentially devastating litigation or Healthcare-related expenses due to a work-related injury of an employee. The employee does not have to sue to get their losses covered.

You can have one employee and be perfectly within the laws not having Workman’s Comp, but if that employee gets injured in ANY WAY, the employer is liable, including loss of income and personal needs. No business should be without Workers Compensation Insurance, even a one-man operation.

Adkins can help you find a Workman’s Comp Insurance plan that works for your business, whether you have one hundred employees or just one, so you won’t be caught off guard when disaster strikes.

Visit the Contact page on our website or call us at (417) 883-4343 to plan for your business’s future.

2019-01-02T14:23:01+00:00January 2nd, 2019|0 Comments