With recent record amounts of rainfall and flooding, surrounding communities have been reminded not only of the reality of flooding, but also the need for flood insurance. Here are a few steps to take in order to reduce the damage of your flooded property.
Ensure your own safety
Property damage is already devastating enough, don’t allow yourself to be injured as well. When you return to your property, check for any structural damage. Shut off any electrical sources before entering and dress appropriately. For example, waist-high waterproof boots and gloves will help to avoid any unnoticeable contaminants.
Reach out to resources
Recovering from a flood is difficult, but you don’t have to do it alone. Your insurance company will help determine what exactly caused the flood and what that means for you. After you’ve assessed the damage for yourself, your insurance representative may recommend an adjuster inspect the property before reconstruction. In addition, local government and public services may provide financial assistance.
Document property damage through photos or video before beginning repairs. If you make repairs without documentation, you could drastically reduce your coverage.
The amount of water in your property will dictate necessary tools. Water pumps will be most beneficial in large floods while wet vacs are useful for minor flooding. To reduce mold damage, remove all wet contents, after documenting for insurance purposes, and open your windows to allow for ventilation.
Secure your property
Be sure to secure your property at all costs, whether by boarding up all windows and doorways or covering any leaking areas. Contact your insurance company for any temporary housing accommodations they may be able to make during this difficult process.
Flooding is a devastating reality, especially in the unpredictable region of the Ozarks. Don’t wait until it’s too late! Protect yourself with adequate flood insurance through Adkins and be prepared for whatever this season may bring.