Online Insurance or Local Agents?

In today’s digital age, everything seems to be easier: shopping, banking, research, communication…you can even get an insurance quote from a company in mere minutes with a few quick clicks of the mouse.

But is that always the best option? Sure, doing things electronically may be easier in many ways, but there are some services out there that are simply more effective with a human touch. Insurance, in many cases, is one of them. Let’s take a look at several ways that online insurance quotes can’t compete with your local agent.

For one thing, insurance can be complicated. Home, auto, boat, life…those are a lot of different types of insurance to figure out! We’ve discussed these various types and the many factors that influence them in previous posts. Simply put, the more items you have that you want insured, the more daunting a task it can be to juggle everything and make sure you are getting the best deals. Online forms can be limited when it comes to telling you what sort of insurance is best to suit your individual needs, simple or otherwise. With an agent, you can dive deeper into your personal situation and help them to determine the best way to assist you.


Filtering through countless insurance websites to find the policy that suits you can be a major hassle. Why expend all of that time and energy when an insurance agent can guide you along the way? Many insurance agents who are not exclusive to certain carriers are trained to find the perfect policies for their clients, which frees up more time for you—and time is money!
Do you have questions about the online quote you were given? Without an agent, you may have to rely on an email that might never be answered or hours spent on the phone trying to figure things out. Even then, once you get a hold of someone, you’re likely not to get the care and attention from a low-paid call center worker than you would from an actual agent. A good old-fashioned face-to-face conversation with another person can aid you quickly and efficiently.

Yes, today’s technology can seemingly make getting an insurance quote easier and more efficient. However, looks can be deceiving! Your local agent offers a more personal experience, one that can save you time, money, and provide peace of mind. Don’t just take our word for it; give us a call at (417) 883-4343. We’d be happy to help you out.

2017-08-24T16:43:56+00:00August 24th, 2017|0 Comments